Despite the financial climate, despite the credit crisis, despite house prices falling, and etc…  Hence, i consider one of the lucky ones.

• I don't have to worry about family allowances
• I don't wonder on my next meal.
• I don't have to sleep outdoors tonight.

I have access to food, shelter and warm clothing. I have clean water on tap. I have access to electricity at the flick of a switch. I have job opportunities and leisure time. I even have the privilege of having some savings to worry about in these economic climate… while many people don’t have even enough money to survive.

At the moment many of us are cutting our spending at this economic downturn, the question is... could you sacrifice one trip to Starbucks per week?

In return, by doing donation or invest wisely?